Workers’ Compensation Programs
Market Detail: Friedlander Group Inc. offers unique workers’ compensation programs that maximize clients’ productivity and profits. Friedlander manages 10 workers’ comp safety groups, underwritten by NYS Insurance Fund — workers’ comp safety groups for retailers, wholesalers, restaurants, hotels, oil dealers, social and health agencies, residential care facilities, building material dealers, financial services, and transportation industry in New York. Up to 35% advance discount and average dividends of 30% since 1992.
Available Limits: Not disclosed.
Carrier: NYS Insurance Fund; admitted.
States: Available in Arizona, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Maine, Maryland, Michigan, Minnesota, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Wisconsin.
Contact: Adam Friedlander; adamf@friedlandergroup.com; 914-259-6398.
Cyber Insurance
Market Detail: AIG offers its new Specialty Risk Protector — one policy for seamless specialty professional liability and cyber coverage. Coverage can include: CyberEdge; Security & Privacy Insurance; Event Management Insurance; Cyber Extortion Insurance ; Network Business Interruption Insurance Professional Liability; Professional Services Errors & Omissions (E&O) Insurance; Media Liability (Content and Publishers & Broadcasters) Insurance; Employed Lawyers Professional Liability Insurance, ReputationGuard Insurance. Highlights include: CyberEdge Security & Privacy Insurance now features a built-in option to purchase comprehensive data privacy regulatory coverage; CyberEdge Event Management Insurance now includes express bricking coverage, an extortion threat trigger to provide broader coverage during extortion events, and a two year loss window (previously one year); CyberEdge Cyber Extortion Insurance no longer includes a prior consent requirement and clarifies the process for determining whether ransom payments can be reimbursed; CyberEdge Network Interruption Insurance is now easier to understand through use of a gross earnings calculation and a more complete description of considerations in quantifying lost income, removal of the waiting period from expenses to reduce loss, and built-in coverage for qualifying voluntary shutdowns and proof of loss costs. In 1999, AIG launched one of the industry’s first cyber security insurance protection programs. With data now one of the most valuable (and vulnerable) assets an organization can hold, we can help our clients understand the nuances of cyber threats, how those threats might evolve, and how to mitigate their risk of a security breach. If an attack occurs, we have solutions that protect against financial and physical losses, plus expert support to respond and recover quickly.
Available Limits: Not disclosed.
Carrier: AIG
States: Available in all states plus District of Columbia.
Contact: financiallines@aig.com; 877-TOSERVE.
Non-Fleet Trucking
Market Detail: Truckers Insurance Associates offers coverage options for all sizes of trucking risks, including Owner-Operator, Non-Fleet (1-10 power units), and Fleet (11+ power units). Keep your clients safely on the road with programs from the best markets available. Has pen.
Available Limits: Not disclosed.
Carrier: Multiple carriers; admitted; rated A- to A++.
States: Alabama, Arizona, Arkansas, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming.
Contact: Mike Lieb; mlieb@truckers-insurance.com; 800-652-9515.
Standard Coverage Resources
Market Detail: The Hartford offers a wide range of multinational property insurance solutions designed to help meet all of a client’s commercial property needs. Let us help you customize a property solution for your midsize and large commercial clients. General liability: Placing package with one carrier is a win-win; we’ve expanded our liability appetite to help you solve for even catastrophic exposures; general liability agent guide; data breach; product recall expense. Commercial auto: We offer one of the most current and broadest auto products in the industry. Workers’ compensation: Count on The Hartford for broader workers’ compensation insurance coverage and cost-saving services that your clients need. Business income and extra expense worksheets: Tailored by industry, these worksheets automatically calculate as information is entered to help your clients estimate the appropriate limit of insurance.
Available Limits: Not disclosed.
Carrier: The Hartford.
States: Available in all states plus District of Columbia.
Contact: Saverio Mancini; saverio.mancini@thehartford.com; 860-547-5000.
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