My New Markets

Allied Health

Market Detail: Program administrator ISC (Integrated Specialty Coverages) offers coverage and service options for the healthcare industry. The underwriting team at ISC understands the liability exposure associated with Allied Healthcare risks. We offer coverage solutions to meet the needs of your clients. This program is available to appointed wholesale brokers. Program coverage: medical professional liability – claims made; general liability – claims made and occurrence options; employers benefit liability. Optional coverages: additional insured; administrative coverage for medical directors; sexual abuse and molestation; hired and non-owned auto; HIPAA reimbursement coverage; media event reimbursement coverage; evacuation reimbursement coverage. Target classes: allied training schools; allied health staffing; dialysis centers; home healthcare; hospice; imaging centers; medical laboratories; mental health counseling; non-physician telehealth; pharmacies; physical or speech therapy; x-ray.

Available Limits: Professional liability limits up to $2 million/$4 million primary; $2 million/$2 million excess.

Carrier: Not disclosed.

States: Available in all states plus District of Columbia.

Contact: Hadar Raz; info@iscmga.com; 866-716-7242

Custom Bonds

Market Detail: Tokio Marine HCC-Surety Group writes customs and transportation related bonds. U.S. Customs Border Protection requires all importers, specific workers and businesses operating in and around ports of entry to post a customs bond. These bonds guarantee the payment of any import duties and taxes and ensure compliance with all the laws regulating entry into the United States, in addition to related services involving storage and security. Find more information www.tmhcc.com/surety.

Available Limits: Not disclosed.

Carrier: Tokio Marine HCC.

States: Available in all states plus District of Columbia.

Contact: Sylvia Chang; schang@tmhcc.com; 800-486-6695.

Commercial Earthquake

Market Detail: Catalytic Risk Managers offers earthquake property policies on an admitted and non-admitted basis. We write earthquake business exclusively through regional and national wholesale brokers to insure commercial property owners with our own or pre-agreed manuscript forms covering the following: buildings; business personal property; tenant improvements or betterments; business income; rental value; additional property. Coverage for flood (available in certain areas), earthquake sprinkler leakage, ordinance or law and mold clean-up and removal is offered on an optional basis. Catalytic has the ability to underwrite risk on a first loss (primary) and excess of loss (excess) basis.

Target accounts include: ground up, primary, excess and quota share accounts; small and middle market accounts with TIV’s ranging from less than $1,000,000 to multi-billion dollar schedules; national accounts earthquake and flood exposure can be considered on an individual account basis; commercial habitational (condominiums and apartments); we do not target soft story, tuck-under parking or unreinforced masonry; office buildings and real estate; hotels and motels; retail; hospital and healthcare; restaurants; light manufacturing; smaller public entities including government, municipal and school boards; other occupancies are also eligible. Catalytic is happy to offer full limit quotes for accounts with TIVs below $50,000,000. All business is subject to our underwriting guidelines and per risk capacity may vary by territory and account characteristics.

Demand for our earthquake products is particularly strong in California, the Pacific Northwest and the Mississippi basin. Crucially, we have the capacity to cover peak concentrations inherent in major cities exposed to this peril, such as Los Angeles and San Francisco. E-mail submissions to: clearance@catalyticrisk.com. Submissions can be cleared no earlier than 90 days prior to effective date. Has pen; appointment required.

Available Limits: Maximum of $125 million per risk.

Carrier: Admitted; rated A- (Excellent) by A.M. Best.

States: Available in California.

Contact: clearance@catalyticrisk.com; 619-659-7166.

Crane & Scaffolding Liability/Excess

Market Detail: Sage Program Underwriters offers a Specialty Contractors Insurance Program — a dedicated general liability and excess insurance solution for specialty commercial contractors acting solely as subcontractors for various classes of business including crane and rigging; equipment rental; scaffolding; concrete pumpers; steel erection and more. Appointment required.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in all states plus District of Columbia.

Contact: Ken Helmick; ken@sageuw.com; 833-724-3111.