New Markets

HO3 Insurance

Nuts & Bolts: Swett & Crawford and its Homeowners Production Unit have negotiated terms with a carrier rated “A XV” by A.M. Best to provide HO3-type insurance coverage. Terms available on both new and renewal business with this carrier. Swett …

Seasonal Business

Nuts & Bolts: Union General Ins. has a broad range of coverage for seasonal businesses such as Christmas tree lots, snow removal services, winter carnivals, and hay/sleigh rides. General liability, property and inland marine products can be tailored to the …

Alcohol, Drug Abuse Treatment

Nuts & Bolts: Union General is offering coverage for facilities specializing in care and treatment of drug and alcohol abusers, including for profit and nonprofit centers and halfway houses. Coverage available for inpatient and outpatient facilities. General liability and professional …

Artisan Contractors

Nuts & Bolts: Yates and Associates Insurance Services extended their services in the form of an Artisan Contractor Program. Occurrence and claims made forms available, CG2010 10/93 A/I form available. Blanket contractual pesticide or herbicide application and underground coverages available …

Expanded D&O

Nuts & Bolts: The professional lines insurance operation of XL Insurance added fiduciary liability coverage to its directors and officers policy. The expanded policy, known as ‘a-plus D&O,’ replaces XL’s IDOL policy. The new policy also provides excess difference-in-conditions coverage …

Flood Insurance

Nuts & Bolts: The private client group of American International Group has a product that adds flood coverage to certain homeowners’ policies. This move is aimed at properties located in low- to moderate-risk areas the government-designated B, C and X …

Mid-sized Bank Program

Nuts & Bolts: Venture Programs expanded its banking program with a new package of products from the Hartford Financial Services Group Inc. Hartford’s insurance products will enable the Venture Banking program to reach banks and credit unions with less than …

Recreational Watercraft

Nuts & Bolts: BVSA Marine Insurance is now offering coverage for recreational watercrafts up to 32 feet. Dollars: Liability limits of $500,000 are available. Deductibles range from 1 to 3 percent with no minimum premiums. Carrier: American Reliable rated “A,” …

Expanded D&O

Nuts & Bolts: The professional lines insurance operation of XL Insurance added fiduciary liability coverage to its directors and officers policy. The expanded policy, known as ‘a-plus D&O,’ replaces XL’s IDOL policy. The new policy also provides excess difference-in-conditions coverage …

High Value Homeowners

Nuts & Bolts: Abram Interstate Ins. Services is offering a new upscale homeowners market. Water back-up provided up to $25,000 without charge. Ten percent ordinance and law coverage automatically included. All risk coverage. Dollars: Deductibles range from $1,000 to $25,000 …

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