New Markets

General Contractors Commercial and Apartments

Nuts & Bolts: Anderson & Murison Inc. has a program for general contractors doing commercial and apartments. No dwelling or condos. Blanket additional insured. Per project aggregate. Waiver of subrogation. This is a brokerage business. Dollars: Policy limit of $2 …

Public Officials Liability

Nuts & Bolts: Executive Perils is offering liability protection for public officials in special service districts. Separate limits for the EPL and D&O/public officials, defense outside the limit and automatic unlimited extended reporting period. Includes punitive damages, optional fiduciary liability …

Habitational Program

Nuts & Bolts: Canon Insurance Service announced its new, expanded Habitational program. This facility has increased both their in-house and total available property capacity. Additionally, they are now able to offer greater price flexibility on both property and liability. Aggressive …

Trucking Program

Nuts & Bolts: Cascade/Amstar is offering a new trucking program: BI/PD (with filings), physical damage, cargo. Dollars: Policy limits of $1 million CSL. Minimum deductible of $1,000 and a minimum premium of $500 for physical damage. Carrier: Various carriers rated …

High Valued Homes

Nuts & Bolts: Cascade/Amstar is offering a new High Valued Homes: HO3 program. Dollars: $2.5 million in house authority, higher limits available on a submitted basis and a minimum deductible of $1,000. Carrier: Lloyds of London, non-rated, non-admitted market. States …

Motor Truck Cargo Liability

Nuts & Bolts: The Hartford Financial Services Group Inc. broadened and simplified its carrier-for-hire cargo coverage, which addresses a trucker’s legal liability when carrying cargo under contract. Key enhancements to the cargo coverage include cargo recovery extra expense, substitution of …

Motorcycle

Nuts & Bolts: Arrowhead General Insurance Agency Inc. has a new motorcycle program. Dollars: Limits of $100,000/$300,000/ $50,000. Deductibles from $250 to $1,000. Minimum premium of $75, plus a policy fee. Carrier: Lincoln General, rated “A-VII,” admitted market. States Available: …

S.C. Homeowners’ Flex Rating Bill Gets House Backing

Southeast News • May 28, 2004 Kudos to Ernie and South Carolina for their progressive thinking. Louisiana passed a 10 percent flexband for ALL lines last year. Hopefully it will bring carriers back to our State. Congrats to Commissioner Robert …

Garage Liability

Nuts & Bolts: Russell Grace Inc. is offering in Texas: garage liability, dealers and non-dealers, most classes, no conversion operations, no boat, bus aircraft, LPG, manufacturing, repossessions, salvage yards, tank, trailer repair, hitch sales, valet, mobile home dealers, etc. Dollars: …

Public Officials Liability

Nuts & Bolts: Executive Perils is offering liability protection for public officials in special service districts. Separate limits for the EPL and D&O/public officials, defense outside the limit, automatic unlimited extended reporting period, includes punitive damages, optional fiduciary liability and …

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