New Markets

Workers’ Comp

Nuts & Bolts: Lemac General Agency in Orange, Calif., has added a new market for workers’ compensation. Eligible classes include, but are not limited to, agricultural operations, building operations, contractors (no roofers or framers), habitational, janitorial, manufacturing, professional (attorneys, doctors, …

Public Auto

Nuts & Bolts: Union General is offering a variety of programs to address public auto exposures. The program can handle accounts up to 10 units. Public auto classes include limo, day care, airport, and hotel shuttles and others. Dollars: Limits …

Shelters

Nuts & Bolts: Union General has an “A+” rated carrier offering general liability and professional liability coverage for various shelters. Abused children, battered women, teenage runaway shelters and homes for unwed mothers can be considered. Personal injury is included. Employees …

Event Cancellation

Nuts & Bolts: Abacus Insurance Brokers has a new event cancellation program that is being distributed online through the APM Platform and is available exclusively to brokers. In real time, brokers can quote and bind online. Coverage is available for …

Habitational Real Estate

Nuts & Bolts: Prism Inc. is offering a new habitational real estate program that covers HOAs, apartments, condos, offices and strip-malls that qualify. Dollars: Limits are $300 million per occurrence, per location. Deductibles range from $5,000 to $10,000 for property, …

Property for Public Entities

Nuts & Bolts: Victor O. Schinnerer and Co. is offering an admitted property policy for all types of public entities. The policy features a specialized property enhancement for public entities, which provides higher limits for various coverages and causes of …

Residential Wrap-Up

Nuts & Bolts: Los Angeles-based Lemac and Associates has a new residential wrap-up market. The carrier is new to the wrap-up market, so they have a large capacity for condominium, townhouse, apartment and single-family dwelling projects. Dollars: Minimum premiums vary. …

Universal Excess

Nuts & Bolts: The Hartford Financial Services Group Inc. introduced Universal Excess, a new excess insurance policy that fits over directors and officers, fiduciary, employment practice, miscellaneous professional and tech errors and omissions products issued by any insurer. Universal Excess …

Cyber Risk

Nuts & Bolts: ISO introduced a new line of insurance to cover cyber risk. The new program includes policy contract forms, underwriting rules, loss costs (projections of future claims) and an advisory application supplemented by an advisory underwriting guide. The …

GL for Roofing Contractors

Nuts & Bolts: M.E. James Surplus Lines Ins. Agency is offering a general liability program for commercial and residential roofing contractors. The coverage is a limited claims-made form offering up to five years prior acts coverage and up to a …

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