Parting Shots

Agents and Homebuyers Need the Right Clues to Make Smart Decisions

Many recent media accounts would have us believe that prior loss history reports have single-handedly caused an availability crisis and have halted the sale of existing homes. One of the most contentious issues surrounding homeowners insurance this year is insurer …

Agents and Homebuyers Need the Right Clues to Make Smart Decisions

Many recent media accounts would have us believe that prior loss history reports have single-handedly caused an availability crisis and have halted the sale of existing homes. One of the most contentious issues surrounding homeowners insurance this year is insurer …

Selecting the Right Company Partner for Workers’ Comp Pays Dividends

First, this article is not about “parting shots.” When I hear this expression I immediately think of a retaliatory barrage to a poor unsuspecting sole. Instead, I’m going to discuss an issue near and dear to my heart—that of our …

Workers’ Compensation: Selecting the Right Insurance Partner

Recently, while conducting an education program for a group of agency professionals on the subject of workers’ compensation, I realized that for many agents, the workers’ compensation policy is the redheaded stepchild of insurance policies. It has the reputation of …

Stay the Course on Florida Workers’ Comp Reform

Long-needed, comprehensive reforms to Florida’s workers’ compensation system passed in last May’s special session of the Legislature, culminating a long-term effort by Florida’s business and insurance industry coalition, with the support of Gov. Jeb Bush and legislative leaders. Just six …

Workers’ Comp – Buying a Policy or Selecting an Insurance Partner’

Recently, while conducting an education program for a group of agency professionals on the subject of workers’ compensation, I realized that for many agents, the workers’ compensation policy is the “red-headed stepchild” of insurance policies. It has the reputation of …

Applicant Attorneys Desperate to Maintain Job Killing Work Comp System

Applicant attorneys, labor and industrial physicians are attempting to divert attention from the real cost drivers in California’s workers’ compensation system. Despite overwhelming evidence from the Insurance Commissioner, the Commission on Health, Safety and Workers’ Compensation, the Los Angeles Grand …

Is Ethics Training “Full of Sound and Fury, Signifying Nothing'”

Since March is Ethics Awareness Month, this seems an appropriate time to suggest that the majority of what passes for “ethics training” is having little or no effect on individual or corporate behaviors. Case in point: Enron, which has become …

The Hard Market’s Over … Right’

Although I’ve been around the specialty industry for more years than I care to reveal and now have seen multiple hard and soft markets, I’m confused. Why such confusion? After reading tea leaves, consulting the psychic hotline, chanting various incantations, …

A New Day in Alabama for the Independent Agent

We have found not all members are knowledgeable about all of the programs we have available for them, which means they are not getting the full value of their membership in the association. It’s hard to believe that 2003 is …

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