California’s $38 billion budget deficit garners lots of headlines and attention these days, but the state of Oregon is facing similar gridlock over how to solve their fiscal woes. Oregon’s political environment is entirely split. Democrat Ted Kulongoski, a former …
The issue of state versus federal regulation of insurance provokes strong opinions and divergent points of view among insurers. Yet there is one point on which we all can agree—consumers are best served by a healthy and competitive insurance marketplace. …
The issue of state versus federal regulation of insurance provokes strong opinions and divergent points of view among insurers. Yet there is one point on which we all can agree—consumers are best served by a healthy and competitive insurance marketplace. …
When you hear the phrase, “I want to live the American dream,” and you ask what that means, many people say that they want to own their own home where they can raise their family. Unfortunately, the dream is becoming …
When battling Legislative dragons every two years, those of us who work for the Texas property and casualty insurance industry are dramatically reminded how poorly our business is understood. Furthermore, our antagonists don’t really believe we operate independently in a …
The fireworks, bright lights and loud noises emanating from Nevada is not the Las Vegas strip, it is actually the final weeks of legislative debate in the state capital in Carson City. Once again the Nevada legislature has debated thousands …
I put the low point of prospects for independent agency success somewhere in mid-1997. We were in the worst of the soft market. Its impact on agency finances was devastating. Insurance companies were experimenting aggressively with alternative distribution systems, which …
In an increasingly wired business environment, property/casualty insurers and agents face enormous challenges-shrinking profit margins, new business acquisition and retention costs, and changing customer expectations, among others. Confronted with new marketplace and distribution demands, the industry is exploring emerging technologies …
Through the use of new policy forms, insurers are trying to evict mold from the insurance landscape. Departments of insurance in 39 states have now approved exclusions for coverage of mold. Will the pesky mold problem finally go away? Unfortunately, …
Through the use of new policy forms, insurers are trying to evict mold from the insurance landscape. Departments of insurance in 39 states have now approved exclusions for coverage of mold. Will the pesky mold problem finally go away? Unfortunately, …
