Wisconsin’s Office of the Commissioner of Insurance (OCI) issued a warning that motorists are at increased risk from collisions with deer this winter. Concerns about Chronic Wasting Disease “may have reduced the number of deer hunters in Wisconsin woods this autumn, increasing the deer crossing state roads,” said the announcement.
The OCI urged state residents to drive with even more caution and make sure they’re aware of insurance that specifically covers car repair costs for accidents involving deer. “The part of an auto insurance policy called ‘comprehensive coverage’ is what would pay for accidents between cars and animals,” stated Randy Blumer, Deputy Commissioner of Insurance. “‘Collision insurance’ covers other sorts of accidents, so we recommend checking to see if ‘comprehensive coverage’ is included in your policy.”
The bulletin went on to explain that the optional coverage is contained in policies as “Other Than Collision,” and covers damages from hail, theft or falling objects as well as damages caused by hitting a deer.
It urged motorists to remember the following tips for avoiding deer accidents:
— Be extra vigilant at dawn and dusk, the time of day when deer tend to travel.
— Scan the sides of the road.
— If one deer is present, more are likely to be nearby.
— If deer are sighted, flash headlights and honk the horn to scare them away. If deer are in the road, do not evade them with hard braking or swerving. If stopping isn’t possible, it’s better to hit a deer than cross the center line or leave the road
Topics Wisconsin
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