Under a program being offered by Boston-based life insurer John Hancock, safe drivers can earn reward points towards discounts on wellness products and their life insurance premiums.
John Hancock Vitality program members are eligible to earn points and discounts for achieving safe driver status through a qualified telematics safe driving program. Allstate’s Drivewise is the first safe driving program eligible. John Hancock, the U.S. division of Toronto-based Manulife, plans to add insurers with other telematics programs in the future.
Eligible policyholders must participate in the John Hancock Vitality PLUS Program that offers education, support, incentives, and rewards designed to help customers live longer, healthier lives.
The insurer points out that crash injuries are a leading cause of death globally for all age groups and auto collisions are responsible for more than four million injuries annually, many of which have long-term health impacts.
“Offering incentives for safe driving is in direct alignment with our mission of helping customers live longer, healthier lives,” said Brooks Tingle, president and CEO of John Hancock Insurance. “Preventative behaviors are at the core of the John Hancock Vitality program. We’re committed to supporting our customers in proactively managing their physical, mental and financial wellbeing – something that has become even more important throughout the last two years – and we’re proud to offer this new benefit to enhance these efforts.”
Allstate’s Drivewise monitors driving in real-time, including safe speed, braking, and driving times, to provide drivers with auto insurance discounts. To qualify for Vitality Points through Drivewise, members can submit proof of safe driving status via an Allstate Drivewise cash back reward email or a recent bill from Allstate showing the safe driving discount.
This announcement builds on John Hancock’s existing relationship with Allstate. Last year, John Hancock became one of three carriers to offer its life insurance products through Allstate.
John Hancock said the level of premium savings could be up to 25% and are cumulative over the life of the policy. The savings will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved.
John Hancock Vitality safe driving program is not available in New York.
The Vitality program offers its members discounts on wearable fitness technologies including Apple Watches, health food, hotels and app subscriptions along with personalized health tips from experts. The safe driver benefit is only available with highest level program, Vitality PLUS.
Topics Personal Auto
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