West News

Wildfire Threats Make Utilities Uninsurable in US West

Trinity Public Utilities District’s power lines snake through the lower reaches of the Cascade Range, a rugged, remote and densely forested terrain in Northern California that has some of the highest wildfire risk in the country. But for several years, …

Four Minor Early Morning Earthquakes Hit Southern California

Four small earthquakes occurred in California in the early Monday morning hours, according to the U.S. Geological Survey. A magnitude 3.2 earthquake struck near Cobb at a depth of 1.1 miles, a M2.9 quake hit two miles southeast of Highland …

Containment Grows on New Mexico Wildfires, as Rains and Cooler Weather Help

Containment has grown on a pair of New Mexico wildfires that destroyed thousands of structures and forced the evacuation of more than 8,000 people. The Salt and South Fork fires have burned more than 25,000 acres. The South Fork fire, …

Let Good Adjusters, Not Expensive Lawyers, Make the Difference on Claims, CEO Says

Harish Kapur, CEO of Across America Insurance Services, likes to tell the story of how his company’s chief defense lawyer became fed up with Kapur’s frequent requests for lower settlements on claims disputes. “He fired us. He literally fired us,” …

Home Insurance at $10,000 a Year Shows California Buyers’ Pain

California’s lofty home prices and scarce inventory already amounted to one of the most nightmarish housing markets in the US. Now, challenges securing and affording home insurance in the wildfire-prone state are making it even worse. Under the pressure of …

Hawaii Agrees to ‘Groundbreaking’ Settlement of Youth Climate Change Case

Hawaii on Thursday agreed to take action to decarbonize its transportation system by 2045 to settle a lawsuit by 13 young people alleging the U.S. state was violating their rights under its constitution with infrastructure that contributes to greenhouse gas …

Los Angeles Will Pay $300K to Settle Lawsuit Against Journalist Over Undercover Photos

Los Angeles has agreed to pay $300,000 to cover the legal fees of a local journalist and a technology watchdog group that had been sued by the city last year for publishing photos of names and photographs of hundreds of …

Emerald Bay Partners with Lightspeed for California Homeowners Insurance Facility

Emerald Bay Risk Solutions is partnering with Lightspeed Specialty Insurance Solutions to launch an insurance facility in California that delivers coverage for homeowners and landlords. The facility will primarily target owner- or tenant-occupied dwellings across the state, providing property and …

Growing Wildfires in New Mexico Destroyed 1,400 Structures

A pair of wildfires in New Mexico continue to rage uncontained, destroying an estimated 1,400 structures, forcing the evacuation of more than 8,000 people, while rains also flooded parts of the state. The Salt and South Fork fires have burned …

Farmers Adjusters Cry Foul Over Workloads, Claims Handling in Letter to Regulators

Farmers Insurance officials this week said they have spoken with employees after receiving an anonymous letter, apparently from a group of in-house adjusters, accusing the insurer of understaffing and overworking claims professionals. “Farmers Insurance has always been a leader in …

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