National Contractors Insurance Company, Inc., a Risk Retention Group (“NCIC”), A.M. Best Rated B+ (Good), is expanding from 25 to 35 states, with their Commercial General Liability coverage now being made available in Alabama, Connecticut, Indiana, Iowa, Kansas, Ohio, Mississippi, Missouri, Nebraska and Virginia.
NCIC specializes in CGL for the licensed residential general and artisan contractors, and writes the difficult Classes: Custom Home Builders & Developers, Roofers, Masonry, Concrete, Excavators, Fire Sprinklers, Paper GCs, New Ventures and most Artisan classes.
NCIC is seeking qualified agents and brokers to represent its CGL program in the expansion states.
Advantages of NCIC:
- Highly competitive pricing
- Premiums starting at $1,000 / Rating based in Gross Receipts
- Quick-Quote online rater for real-time pricing indications within seconds
- Direct access to underwriting decision makers
- Professional, responsive, and knowledgeable service
NCIC Program Details
| Carrier: | National Contractors Insurance Company, a Risk Retention Group, A.M. Best B+ (Good) |
| Policy: | Occurrence – Manuscript Form |
| Reinsurance: | A.M. Best Rated (A-) IX, 90:10 quota share in excess of $10,000 |
| States: | AK, AR, AZ, CA, CO, FL, GA, ID, IL, KY, LA, MT, NC, NJ, NM, NV, NY, OR, PA, SC, TN, TX, UT, WY & WA |
| Soon to be available: | AL, CT, IN, IA, KS, OH, MS, MO, NE and VA |
| Limits of Liability: | $500K/$1M, $1M/$1M, $1M/$2M |
| S.I.R.: | $1,000, $2500, $5,000, $7,500, $10,000 |
| Basis: | Gross Receipts |
| New Ventures: | Welcome (Resume of Experience Required) |
| Policy Term: | One (1) year only |
| Premium Financing: | Available at 25% down + 100% applicable fees due at binding or use own finance company |
| Endorsements: | Blanket Additional Insured – Issued with each policy |
| A.I. Primary Wording – $200/Each | |
| Waiver of Subrogation – $300/Each | |
| Torch-down Sublimit: $25,000 Standard, can purchase up to $50,000 in coverage |
For more information, please visit the NCIC Web Site at www.4NCIC.com, or contact Alan Ring, Director of Sales & Marketing at 866-774-2247, ext. 207, E-mail aring@4ncic.com
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