commercial liability coverage News

South Carolina Liquor Liability Market ‘Extremely Unprofitable,’ DOI Report Finds

A report from the South Carolina Department of Insurance confirms what insurers and bars and restaurants have said for the past few years: Liquor liability coverage in the state is “extremely unprofitable” for carriers – and costs are far out …

Florida Family Sues Panera Bread Over Caffeinated Lemonade After Man’s Death

FLEMING ISLAND, Fla. (AP) –The family of a 46-year-old Florida man has filed a wrongful death and negligence lawsuit against one of the biggest fast-casual restaurant chains in the U.S., claiming Panera Bread Company`s caffeine-filled lemonade drink led to his …

Using Forklift to Tow Vehicle at Night Not Covered by Shop’s Liability Policy – MS Court

Using the boss’ forklift to tow a personal vehicle to a welding shop at night is not work-related and is not covered by a Penn-Star Insurance commercial liability policy, the Mississippi Supreme Court has decided. “The trial court’s order denying …