Delaware auto insurance News

Uninsured Motorist Coverage Does Not Apply to Horse-Drawn Buggy

Delaware courts have never before been asked whether a horse-drawn buggy is a motor vehicle. Now a state court has definitively ruled that a horse-drawn buggy is not a motor vehicle. “The plain meaning of ‘motor vehicle’ does not include …

Delaware Regulator Urges Ban on Gender-Based Auto Insurance Rating

The Delaware Insurance Department has issued a report critical of the use of gender in auto insurance rating and concluding that the state should end the practice as six other states have done. The report found that several of the …

Delaware Warns Insurers About Circumventing PIP Subrogation Claims

The Delaware Department of Insurance is reminding auto insurers that broad release language in settlement agreements which technically preclude a personal injury protection (PIP) carrier from pursuing its subrogation claim is unenforceable pursuant to the 21 Del. C. ยง 2118(g) …

Delaware Won’t Approve ‘Widow’s Penalty’ in Setting Auto Rates

Delaware Insurance Commissioner Karen Weldin Stewart announced Wednesday that her department will not approve any auto insurance company’s rate submission that includes a “widow’s penalty,” under which a widow or widower is charged a higher rate based solely on the …