exclusion News

Mississippi High Court Faults Evanston Exclusion Policy in Plant Explosion

Evanston Insurance Co. may yet be required to pay for damages under an excess liability policy following a 2014 fish oil plant explosion killed one man and injured others, the Mississippi Supreme Court said this week. The court reversed a …

Will Wind/Hail Cosmetic Damage Exclusion Endorsements Become the Norm?

Cosmetic damage from wind and hail to homeowner and commercial properties may no longer be covered if insurers opt to use new endorsements, one for homeowners and another for commercial roofs, that are becoming available. The two organizations that standardize …

ISO Revises ‘Bring Your Own Alcohol’ Establishment Exclusion

ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as “bring your own alcohol establishments” or “BYO establishments”). …

Massachusetts Court Rules on Scope of Independent Contractor Exclusion

A Massachusetts court recently ruled in favor of insurer Lloyd’s in a dispute over a commercial property and general liability policy excluding coverage for independent contractors. The insured, a property development firm called Cable Mills LLC, and its insurance agency …

Insurer Says Exclusion Bars Payment in Nebraska Pastor’s Death

An insurance company specializing in policies for churches is asking a federal court to absolve it from paying a claim by the widow of a central Nebraska pastor who died of carbon monoxide poisoning in a house owned by the …

Ohio Non-Insured Property Exclusion Case Sent Back to Lower Court

The Supreme Court of Ohio has ruled that a trial court must reconsider arguments in a lawsuit over an exclusion in a homeowners’ insurance policy that bars coverage for claims “arising out of” premises that are owned by an insured …