homeowners insurance News

Hawaii Insurance Commissioner Says Homes Destroyed by Kilauea Lava are Covered

Hawaii’s insurance commissioner has made it clear that homes destroyed or damaged in the recent lava flow into a Hawaii neighborhood are covered for the damage under homeowners insurance policies. Gordon Ito, who has been the state’s insurance commissioner since …

Hawaiian Volcano Slopes Offer Affordable Paradise, Risks

As lava crawled down Leilani Road in a hissing, popping mass, Cheryl Griffith stood in its path and placed a plant in a crack in the ground as an offering to the Native Hawaiian volcano goddess, Pele. Griffith lives in …

Lava from Hawaii Volcano Destroys Dozens of Homes

Hawaii’s Kilauea volcano has destroyed 26 homes and spewed lava hundreds of feet into the air, leaving evacuated residents unsure how long they might be displaced. Hawaii County officials said another four unspecified structures were covered by lava. Hawaii officials …

Hawaii Volcano Eruption Prompts Evacuations

Nearly 1,500 residents were ordered to evacuate from their volcano-side homes after Hawaii’s Kilauea Volcano erupted, sending molten lava to chew its way through forest land and bubble up on paved streets. Volcano officials couldn’t predict how long eruption that …

115 Homes in Hawaii Destroyed or Damaged by Heavy Rains

Last month’s record rains destroyed or did major damage to 115 homes on Kauai and Oahu islands, the state of Hawaii said Wednesday as it sought a disaster declaration from the president. The cost of emergency work and damage to …

The Simple Reason Homeowners’ Customers Need Replacement Cost

I’ve been thinking a lot about homeowners’ insurance lately. That might be because I’m in the middle of the BPIC (Basic Personal Insurance Course) and the last two sessions have been focused on homeowners’ insurance. It may also be that …

California Wildfire Insurance Bills Moved Forward by Committee

A policy committee in California Legislature has unanimously approved a pair of wildfire-inspired bills by Assemblyman Marc Levine requiring insurance companies to notify homeowners whether their policies are sufficient to rebuild or replace their homes after a disaster. Assembly Bill …

Red Flag Warnings Point to High Fire Danger for Parts of New Mexico

Forecasters with the National Weather Service are warning that parts of New Mexico are in for more windy conditions later this week and that means higher fire danger. They say a deep low pressure system in the Great Basin will …

Oregon Woman Awarded $315K Over Zip Line Fall

An Oregon woman has been awarded $315,000 after suing her friend’s parents over a fall from a zip line that was installed at their property. The Oregonian/OregonLive reports a Washington County jury last week awarded the damages to 20-year-old Aaliyah …

Connecticut Senator Says Surcharge to Help Homeowners Is Not Dead

A key Connecticut lawmaker says a proposed surcharge on insurance policies to raise money to help homeowners with crumbling foundations is not a dead issue. Senator Cathy Osten, the Democratic Senate chairman of the Appropriations Committee, said Friday “the surcharge …