homeowners insurance News

2 Judges Consider State Farm Rates in Texas

The state’s consumer advocate has challenged State Farm Insurance Co.’s 20 percent rate hike for Texas homeowners as being too high. Public Insurance Counsel Deeia Beck on April 24 urged two administrative law judges in Austin to roll back State …

Penn. Commissioner: Spring Cleaning Good Time for Preventative Home Maintenance

Homeowners starting their spring cleaning projects should also give a thought to insurance too, Pennsylvania regulators advised. The Pennsylvania Insurance Department recommends taking the time for minor fixes now, to save homeowner insurance claims later. “Making sure things are in …

Wildfires Prompt Colorado Insurance Changes

Colorado lawmakers are close to agreement on a slate of insurance changes inspired by homeowners’ complaints after last year’s wildfires. The state Senate gave final approval this week to a bill aimed at making homeowner insurance easier to use. Changes …

After Irene and Lee in 2011, Some Families Still Displaced in New York

Amy and Bill Wetsel’s house near the Schoharie Creek is still empty and stripped down to wall studs. More than 19 months after the deluge of Tropical Storm Irene, their family still pays rent on another house and still tries …

Maryland Dog Bite Liability Measure Fails in House

Lawmakers on the final day of the Maryland General Assembly failed to pass a measure that would change a court ruling that designated pit bulls as an “inherently dangerous” breed. The bill, which received unanimous approval from the Senate last …

Interest in Personal Gun Liability Insurance Protection Increasing

Interest in personal liability insurance for firearms owners has expanded with the media focus on gun-centric events and the public discussion of liability issues. While coverage is available through gun owner associations and through specialty insurers, the liability component of …

Commentary: Will HUD’s Disparate Impact Rule Have Say in Ratemaking?

Despite the McCarran-Ferguson Act, which reserved the regulation of the “business of insurance” to the states, the Department of Housing and Urban Development (HUD) has given itself the ability to upset and invalidate long-standing underwriting and ratemaking practices for homeowners’ …

Washington Island Slide Victims Still Cut Off

Crews on Monday expect to finish cutting an emergency access road down to homes cut off by a massive mudslide last week on Whidbey Island in Washington. Initial evacuations were ordered on 35 homes after Wednesday’s slide, but so far …

10 Things to Know About Home and Auto

There are more than 132 million housing units in the United States, more than 80 million of which are detached, single-family homes, and roughly one-in-four of those homes were built prior to the 1970s. (U.S. Census Bureau) In 2011, homeowners …

American Integrity, Wright Flood to Offer Residential Flood Insurance

Florida residential property insurer American Integrity Insurance Group has partnered with Wright Flood, a flood insurance provider to offer residential flood insurance. Effective April 1, 2013, American Integrity Insurance Group will make flood coverage available through its network of independent …