Massachusetts News

When Do You File a Declaratory Judgment Action’

One of the thorniest issues that an insurance adjuster may face is deciding to bring an affirmative declaratory judgment action following a denial of coverage or a decision to defend under a reservation of rights. The rules governing the declaratory …

Looking at the Med-Mal Crisis from Both Sides

Insurance Journal National Editor Andrea Ortega-Wells recently moderated a “Take Two” debate discussing the hot topic of medical malpractice, and what, if any, reforms are needed. The debate features Paula Sweeney, partner with the law firm of Howie & Sweeney …

WASH. BUSINESS COSTS RISING:

The WashACE annual report that lists key indicators of the state’s business climate in relation to other states reportedly shows that, despite signs of the slowly recovering state economy, Washington has fallen in several areas critical to keeping local business …

States Loathe to Lose Say Over Insurance Plans

Strong objections are being voiced in the states to part of President Bush’s prescription to make health insurance more affordable for small businesses. The principal worry is that states will lose the ability to regulate certain insurance plans and protect …

The Hidden Power Behind the Massachusetts Makeover

If Massachusetts were to ever elect its insurance commissioner, Julianne Bowler would probably be the last person to run. Bowler, the current occupant of the appointed office in this very political state, is too modest, too private and too press-shy …

People & Places

Robert Loiselle At the Independent Insurance Agents of Rhode Island’s (IIARI) Annual Convention in Newport, R.I., recently, Robert Loiselle was named as the newest recipient of the esteemed Carleton I. Fisher Award. He is one of only seven people in …

MASS. FAIR PLAN SEEKS RATE HIKE:

The Massachusetts Property Insurance Underwriting Association (MPIUA), also known as the FAIR Plan, has filed for rate increases for its multi-peril homeowners risks. The FAIR Plan is seeking a 4.5 percent increase in rates for HO Forms 2, 3 and …

COMMERCE PRICES MASS. REFORMS:

The Commerce Insurance Company, the largest writer of private passenger auto insurance in Massachusetts, has updated its estimate of the financial impact of the proposed reform of the residual market system in the state to reflect changes in the rules …

Encompass Chief in Mass. Hopes Reformers Enjoy Red Sox-Like Success

Andrew J. Carpentier’s Quincy, Massachusetts office is plastered with Red Sox banners and posters and while the images of the World Series occasionally intrude on his thinking, he’s had another score on his mind. That’s the score of reformers versus …

States Get Tough on Parents with Underage Drinking Liability Laws

Lenient parents best beware: A new generation of tough laws make parents liable for underage drinking. In the past decade, about 35 states have passed “social host” laws that make adults criminally and civilly liable when they provide alcohol to …