Michigan no-fault auto system News

Michigan Appeals Court: Parents Can Elect Lower Auto Insurance Limits for Minor Drivers

The Michigan Court of Appeals ruled last week that state law permits the parent of a minor to elect lower than default liability limits for their child’s auto insurance coverage. A three-judge panel unanimously affirmed a trial court’s decision that …

Michigan Supreme Court: No-Fault Changes Are Not Retroactive

Amendments to Michigan’s no-fault law passed by the state legislature in 2019 do not allow auto insurers to cut fees or limit hours of attendant care provided to auto accident victims who were injured before the changes took effect, the …

Some Michigan Drivers Could See Big Drop in Insurance Rates with New Law

Michigan’s new auto insurance no-fault law, passed in May 2019, does not take effect until July 2, but the state’s governor and insurance regulators say recently approved insurer rate filings already show that insurance rates for Michigan drivers will be …

Michigan Governor: With Insurance Deal Done, No Time to Waste on Road Fixes

Gov. Gretchen Whitmer said talks with Michigan’s Republican-led Legislature on her proposed fuel tax increase can “start in earnest” following the enactment of a bipartisan auto insurance overhaul, and there is no reason why a road-funding deal cannot be struck …

Bill to Cut Auto Insurance Premiums Passed by Michigan Legislature

Michigan’s Legislature on May 24 passed a landmark bill that would cut the country’s highest auto insurance premiums by letting drivers forego a one-of-a-kind requirement to buy unlimited medical coverage for crash injuries. The votes followed the announcement of an …

Michigan’s Unique Auto Fee Will Rise to $220 per Vehicle in July

Michigan’s mandatory fee to cover unlimited medical benefits for catastrophically injured drivers is rising to a record $220 per vehicle, which is more than double what it was a decade ago. The Michigan Catastrophic Claims Association, a state-created entity that …

Some Auto Insurers Illegally Charge Michigan Women More, Researcher Says

A group defending Michigan’s auto insurance system says it has uncovered instances of insurers illegally selling more expensive policies to women and widowed drivers, raising questions about state oversight of rating practices as the industry pushes lawmakers to contain high …

Michigan’s PIP Maximum Work Loss Benefit Rises Slightly

The maximum work loss benefit payable under policies of personal protection insurance in Michigan will rise very slightly for the year beginning Oct. 1, the Michigan Department of Insurance and Financial Services announced. In Bulletin 2015-20-INS, DIFS Director Patrick M. …