Michigan News

Michigan Court Rules Liability Waivers for Kids Do Not Bar Lawsuits

A parent’s signature doesn’t waive the legal rights of a child who is hurt at play, the Michigan Supreme Court said in a decision that has consequences for businesses, schools and other groups offering recreation activities for minors. The court …

Declarations

Waitress or Entertainer? “This really is the cornerstone of civil rights: You can’t discriminate based on appearance.” —Richard Bernstein, an attorney for two former waitresses in Michigan who said Hooters fired them because of their weight, told a newspaper the …

A.M. Best Downgrades Affirmative Insurance Holdings, Subsidiaries

A.M. Best Co. has downgraded the financial strength rating (FSR) to B- (Fair) from B (Fair) and issuer credit ratings (ICR) to “bb-” from “bb+” of Affirmative Insurance Group and its members. A.M. Best also downgraded the ICR to “ccc+” …

Storm Management

The Atlantic hurricane season forecasts are in and they aren’t pretty. All the major forecasters have predicted the season will be much more active than last season. The National Oceanic and Atmospheric Administration (NOAA) expects an “active to extremely active” …

The National Alliance Awards 24 Scholarships

The National Alliance recently presented 24 scholarships to National Association of Insurance Women (NAIW) members at its 69th Annual Convention held in Arlington, Va. The CIC, CRM, CISR, and CSRM scholarships were awarded at a special recognition ceremony at the …

Ratings: Toyota Motor, First Mercury, Eastern Alliance, Southern Farm

A.M. Best Co. has affirmed the financial strength rating of ‘A-‘ (Excellent) and issuer credit rating of “a-” of Iowa-based Toyota Motor Insurance Company (TMIC), both with stable outlooks. The ratings reflect the company’s “adequate capitalization and improved operating performance,” …

Hastings Mutual Insurance Begins Writing New Business in Iowa

Hastings Mutual Insurance Co., a 125-year-old regional property/casualty insurance organization headquartered in Hastings, Mich., has added Iowa as its sixth state for writing farm, commercial and personal insurance products exclusively through independent agency partnerships. Vallery Jameson was named territory manager …

Texas Approves 10 Companies to Self-Insure for Workers’ Comp

The Texas Department of Insurance, Division of Workers’ Compensation (TDI-DWC) approved the renewal of the Certificates of Authority for 10 companies to self-insure for workers’ compensation claims for a one-year period under the TDI-DWC Self-Insurance Regulation program. These 10 companies …

Chemical BPA Used In Most Food Can Linings Raises Concerns

Yolande Sprague could be forgiven for feeling virtuous. Four years ago, just after giving birth to her second child, the Dover, new Hampshire stay-at-home mom heard about BPA, a chemical inside some plastics that can leach into water or food …

And the Best, Worst States for Tort Liability Costs Are…

Alaska, Hawaii and North Carolina get thumbs up while New Jersey, New York and Florida get thumbs down for their tort liability costs in the latest ranking by a free-market think tank. The states with the worst performance had the …