South Carolina News

South Carolina Considers Allowing Golf Carts on Highways

Golf carts are a common sight in South Carolina, just not on state roads. But legislation up for debate this week in a House subcommittee would allow people to drive golf carts on the state’s secondary roads as long as …

South Carolina Advances Bills Banning Texting, Phoning While Driving

South Carolina legislators this week advanced bills limiting how drivers use their cell phones behind the wheel. The bill heading to the House floor would ban both text messaging and talking on a hand-held phone, while a separate measure sent …

South Carolina Court: Worker Hurt at Job Housing Covered by Insurance

A seasonal worker is entitled to workers compensation benefits for an injury sustained after falling at a housing complex supplied by his employer, the South Carolina Supreme Court has ruled. The court sided with the migrant worker who argued the …

Best Affirms Lloyd’s Syndicate 382 Ratings & Hardy Underwriting

A.M. Best Co. has affirmed the Best’s Syndicate Rating of ‘A’ (Excellent) and the issuer credit rating (ICR) of “a+” of Lloyd’s Syndicate 382, which is managed by Hardy Underwriting Agencies Ltd (HUA). Best also affirmed the ICRs of “bbb” …

South Carolina Considers Ban on Cell Phone Use by Teen Drivers

South Carolina senators are considering banning teens under 18 from driving while holding a cell phone to their ear. A Senate Judiciary subcommittee was set to debate the bill this week. It is among six bills in the Legislature this …

A.M. Best B+ (Good) Rated Contractor GL Insurance Carrier Expanding to 35 States

National Contractors Insurance Company, Inc., a Risk Retention Group (“NCIC”), A.M. Best Rated B+ (Good), is expanding from 25 to 35 states, with their Commercial General Liability coverage now being made available in Alabama, Connecticut, Indiana, Iowa, Kansas, Ohio, Mississippi, …

Insurer Pays $5 Million in Deaths of 2 Bicyclists in South Carolina

An insurance company is paying $5 million to settle a case of a North Carolina driver that struck and killed two bicyclists in South Carolina. The State newspaper reported that a federal judge approved the settlement for the family of …

State Bans on Phoning While Driving Failing to Reduce Crashes

As state legislators enact laws that ban phoning and/or texting while driving, a new study finds no reductions in crashes after hand-held phone bans take effect. Comparing insurance claims for crash damage in four U.S. jurisdictions before and after such …

Distracted By Research

The results seem to defy everyday experience, common sense and human psychology. The National Highway Traffic Safety Administration reports that nearly 6,000 people died in 2008 in crashes involving a distracted or inattentive driver, and more than half a million …

Business Moves

Fiesta Auto Huntington Beach, Calif.-based Fiesta Auto Insurance is combining its two business models — insurance and tax preparation — under one roof, quadrupling its presence to more than 80 locations. Launched in 1999 to provide auto insurance to Hispanic …