Latest Commercial General Liability Headlines
All the headlines from our Commercial General Liability Topic Page, ordered by recency.
Additional Insured Endorsements in Construction
Jun 15 2015 // To get on a job, contractors often have to show proof of insurance and name the individuals hiring them as additional insureds on the contractors’ commercial general liability (CGL) policies. By doing this, the...
The Scoop on Recall Insurance and Listeria-Linked Ice Cream
May 22 2015 // While peanut butter and cantaloupe made big news in recent years, ice cream is now the latest item to be pulled off grocery store shelves due to foodborne-illness. Brenham, Texas-based Blue Bell Creameries’...
Courts and Carriers Can Misapply the Absolute Pollution Exclusion
May 19 2015 // Never let it be said that an exclusion would or could be misapplied; but the absolute pollution exclusion likely qualifies as the most misapplied exclusion within the commercial general liability (CGL) policy. Reasons for...
Sony, Zurich Settle PlayStation Data Breach Case
May 18 2015 // Sony Corp. of America and Zurich American Insurance Co. have reached a settlement in a commercial general liability (CGL) policy coverage case stemming from the April 2011 hacking of Sony’s PlayStation online...
Sony, Zurich Reach Settlement in PlayStation Data Breach Case in New York
May 1 2015 // Sony Corp. of America and Zurich American Insurance Co. have reached a settlement in a commercial general liability (CGL) policy coverage case stemming from the April 2011 hacking of Sony’s PlayStation online...
Ohio Supreme Court Says Ambiguity Determination Must Consider Context
Oct 2 2014 // The general rule holds that when a policy provision is susceptible to more than one interpretation courts should construe the ambiguity against the insurer and liberally in favor of the insured. This principle is often...
Washington State Entrepreneurs Stake Their Claim in Marijuana ‘Green Rush’
Oct 2 2014 // Editor’s Note: This is the second in a series of articles on the the marijuana insurance industry to appear on InsuranceJournal.com. Upcoming stories will include reports on how medical marijuana could affect the...
Contractors and the CGL Policy’s ‘Your Product’ and ‘Your Work’ Exclusions
Sep 22 2014 // Dear Contractors: The wall you just built may not be covered by your insurance the way you think it is. This is because although the commercial general liability (CGL) policy may cover bodily injury or property damage to...
Chicago Rideshare Law Requires $1M Commercial Auto, $1M CGL Cover
Sep 22 2014 // Illinois Gov. Pat Quinn’s veto of legislation that would have implemented statewide regulation of commercial rideshare organizations, or transportation network companies (TNCs), put the spotlight on the Chicago...
The Impact of Prior Work Exclusions and Sunset Provisions in CGL Policies
Sep 8 2014 // The commercial general liability (CGL) occurrence form policy is like a row of briefcases each filled with $1 million. Inscribed on the front of each briefcase is a year representing a specific annual policy period. Each...
Chicago Rideshare Law Requires $1M Commercial Auto, $1M CGL Cover
Sep 2 2014 // Illinois Gov. Pat Quinn’s veto of legislation that would have implemented statewide regulation of commercial rideshare organizations, or Transportation Network Companies (TNCs), put the spotlight on the Chicago...
ISO Comments on CGL Endorsements for Data Breach Liability Exclusions
Jul 18 2014 // As data breaches become more prevalent in the workplace, ISO, a member of the Verisk Insurance Solutions group at Verisk Analytics in Jersey City, N.J., has been taking steps to constrain commercial general liability...
Analysis: NFL Concussion Decision Could Change Liability Policies
Jul 16 2014 // Insurance industry professionals and attorneys are closely following the most recent concussion-based litigations as they proceed through state and federal courts. Just last week in the well-publicized In re National...
Sony Units Lose Ruling in CGL Policy Coverage Dispute
Mar 24 2014 // A New York trial court recently ruled in a commercial general liability (CGL) policy coverage case that Zurich American Insurance Co. has no duty to defend Sony Corp. of America and Sony Computer Entertainment America in...
N.Y. Court: Zurich Not Obligated to Defend Sony Units in Data Breach Litigation
Mar 17 2014 // A New York trial court recently ruled in a commercial general liability (CGL) policy coverage case that Zurich American Insurance Co. has no duty to defend Sony Corp. of America and Sony Computer Entertainment America in...
The Trademark Problem
May 6 2013 // It has always been surprising that trademark issues receive so little attention in the insurance community. It’s almost as if trademark claims are the dirty little secret of casualty insurance, both on the standard...
ISO Revises ‘Bring Your Own Alcohol’ Establishment Exclusion
Feb 27 2013 // ISO has enhanced its commercial general liability (CGL) insurance program to address exposures for establishments that allow their patrons to bring and consume alcoholic beverages on their premises (commonly referred to as...
Where to Find the Best Possible Cyber Coverage
Feb 19 2013 // There are many cyber insurance products available for purchase, and each is somewhat unique. Some products are more comprehensive than others. Some cyber insurance products are combined with insurance policies of another...
Cyber Liability: Where to Find Cyber Coverage
Jan 28 2013 // The Buyer’s Guide to the Best Possible Cyber Insurance There are many cyber insurance products available for purchase, and each is somewhat unique. Some products are more comprehensive than others. Some cyber...
Attorneys Discuss Liability Insurance Coverage for Sandy Litigation
Dec 21 2012 // Homeowners, businesses, and municipalities in the tri-state area continue to rebuild and rebound from Superstorm Sandy. Often, large-scale devastation and destruction are followed by lawsuits against individuals and...
