I have started doing business out of my state and many of the wholesalers that I'm working with require that I have the protection class of the building on acord form. Without actually going to the property and taking measurements are there other methods of obtaining this information.
I thought the wholesalers would have tools to determine this information.
Where Do I Find Protection Class
Moderators: Josh, independent guy
Most cities now have websites and you can look under the Real Estate Assessment Section and search by property address. It will give you construction, date built, square footage, last "sale" price of the property, etc. All of this information is published public knowledge available on-line and at City/County Courthouses.
protection class
I know or State, Washington, has the WSRB, Washington State Rating Bureau. Their web site has all that stuff... personal and commercial protection class, maps, whatever I need for an out-of-town case. You can also call the risk's local fire station information officer and ask, they generally know.
Swymmer
Swymmer
Protection class is determined by the number of miles to a fire station and the accessability of hydrants. It has not one thing to do with the square footage of a building. If your risk is located in a metro area with a fire dept within 5 miles and hydrants within 1,000 ft you're looking at a PC 2 to 5 (which incidently have exactly the same rate with every company). All you have to do is ask the client for the info. Incidently - when you write property coverage - no matter who the carrier is - you should know the protection class and put it on the app or else you are perceived by underwriters as unprofessional.
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Protection Classes
Contact ISO and Order the paper version of Community Mitigation Classification Manual and what State. The Michigan Guide costs $125 a year.
http://www.iso.com
http://www.iso.com