New Independent Agency

houstonagent · Post by **houstonagent** » Thu Jan 18, 2007 10:02 am

I have recently just open my office and iam having a hard time trying to figure out what company to use for my full coverage cars.My office is in a low income area and Bristol West is a choice but iam not really happy about them.I really need help to figure this one out.If anyone here in texas would guide me trough this one.Iam 23 and this is my first office,so iam doing everything from accouting,binding,etc......I would like to get peoples opinion on what to expect.

thanks

Porter · Post by **Porter** » Thu Jan 18, 2007 10:48 am

First, how did you get to this point.

InsAgentSF · Post by **InsAgentSF** » Thu Jan 18, 2007 11:15 am

I think, he got the license first

houstonagent · Post by **houstonagent** » Thu Jan 18, 2007 11:33 am

Well i was working for a large insurance agency,then after 3 years i decided to start my own agency.It has been going pretty good,we open about 30 auto policies a month.Our agency only sells auto insurnace so need all the help i can get from an agent that can hand down some knowledge. thanks guys

Porter · Post by **Porter** » Fri Jan 19, 2007 10:18 am

Is Bristol West the only company you have?

houstonagent · Post by **houstonagent** » Fri Jan 19, 2007 12:07 pm

No,I have 4 companies at the time.Those companies are all non-stand co so iam trying to find one that will run credit and give better rates to some of my clients that have good credit and have upscale cars.Also does the weather slow business down? This whole week in houston has been very cold and icy.We have been kinda slow and iam taking this time to do my marketing.

thanks

Porter · Post by **Porter** » Fri Jan 19, 2007 1:24 pm

That is good that you have 4 markets to start with. I would start contacting all the preferred companies that are competitive in your area. I am in California so I don't know much about Tex. I would look into Kemper, Allied, Travelers, Mercury, Safeco Fidelity National and Encompass. These companies may turn you down at first. Just keep writing business and keep on them and they will come around. You may need to get hooked up with a MGA in the meantime.

houstonagent · Post by **houstonagent** » Fri Jan 19, 2007 2:15 pm

Thanks Porter,Iam sure when i get a larger book they will come around.Too bad theres no one here thats from houston as well

houstonagent · Post by **houstonagent** » Fri Jan 19, 2007 2:17 pm

Anyone here from Texas?