USAA Renter’s Insurance Policyholder Charged with Multiple Counts of Fraud

July 24, 2024

Maryland Attorney General Anthony G. Brown reports that a grand Jury for Prince George’s County has handed down two indictments charging an Upper Marlboro woman with insurance fraud.

According to Brown, Rhonda Keisha Powell, also known as Rhonda Keisha Jackson, has been charged with two counts of felony insurance fraud, one count of theft of property with a value of at least $25,000, and one count of attempted theft of property valued at $100,000 or more.

A criminal indictment is merely an accusation of wrongdoing, and a defendant is presumed innocent until the state proves the defendant guilty beyond a reasonable doubt.

State prosecutors allege that Powell submitted two fraudulent insurance claims under her renter’s policy with United States Automobile Association (USAA): one in December 2020 and another in November 2022. In both claims, she falsely stated that a broken pipe in the primary suite bathroom of her Upper Marlboro home caused flooding, damaging her furniture, electronic devices, clothing, purses, shoes, and jewelry. In the 2020 claim, USAA paid Powell $58,373.

In the 2022 claim, Powell alleged property damages of $124,034. However, USAA denied that claim when, according to court documents, it learned that Powell had never reported any broken water pipes or water damage to her landlord, that invoices and receipts that Powell submitted in support of both of her claims were fake or altered, and that photos of alleged damage to the property were not actually taken in Powell’s home.

Powell is scheduled for an initial appearance in the Circuit Court for Prince George’s County on July 26, 2024.

Source: Maryland Attorney General.

Topics Fraud

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