Main Street America Expands New BOP Into Mass., Conn. and N.C.

The Main Street America Group, a super regional property/casualty insurance carrier, is making its Main Line business owners’ policy (BOP) product and Main Street Station for commercial lines quoting and policy issuance system available to its independent agents in Massachusetts, Connecticut and North Carolina.

Main Street America’s Main Line BOP property and liability product for the small business owner, now available in seven states, features broader eligibility than its previous BOP. Four new programs — condominium associations, garages, restaurants and light manufacturing — have been added, with 106 new classes. With the existing wholesale, retail, services, offices, apartments and contractor programs, Main Line BOP features a total of nearly 500 classes.

The new product also has increased limits, and 50 new or expanded coverages, including employment practices liability insurance and identity theft. Other coverages include contractors’ limited property of others, contractors’ work site limited short-term pollution event, garage extension endorsement and automatic additional insured.

Coverage can be extended with the BOP’s other options, such as product withdrawal, and condominium directors and officers, and Main Line Extension and contractors’ inland marine endorsements.

Previously, the product had been introduced in Pennsylvania, Arizona, Nevada and Utah. It is being rolled out in all states where Main Street America writes.

Main Street America’s independent agents can quote and submit new business applications for Main Line BOP on the Main Street Station for Commercial Lines quoting and processing system. The system features automated underwriting.